ECO LOANS

Eligible clients

certified small and medium enterprises

Purpose

investments in fixed assets or working capital 

Currency

MKD

Term

up to 120 months for fixed assets

up to 36 months for working capital 

Minimum period as a registered business

12 months

Grace period

up to 6 months

Minimum contribution of client's own funds

none

Instalment payment options

monthly payments

Annual fixed interest rates

from 6.25%

Collateral

guarantor  - owner of the business, movables or real estate

Required documents

identification of the head of the company, the company’s current situation (not older than six months)

THE INTEREST RATE ALSO DEPENDS ON OTHER FACTORS, SUCH AS THE LOAN AMOUNT, THE TERM AND THE TYPE OF COLLATERAL OFFERED

Example

Purpose of the loan

purchase of machinery (investment in fixed assets)

Amount

MKD 3,000,000

Currency

MKD

Instalment period

120 months

Annual interest rate

7.5%

Monthly rate (capital raised and interest rate)

MKD 35,610

Example

Purpose of the loan

purchase of working capital

Amount

MKD 600,000

Currency

MKD

Instalment period

48 months

Annual interest rate

7.5%

Monthly rate (capital raised and interest rate)

MKD 14,507

 
 
24.06.2017
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